ExamPassFree Ontario Real Estate Calculators and Study Tools
Every calculator here shows its working step by step, so you can check the arithmetic the Ontario real estate exams expect, and every rate comes from the statute, by-law or agency that sets it. They are free, need no account, and nothing you type leaves your browser.
Calculators
Land transfer tax calculatorProvincial and Toronto tax, with first-time buyer refunds.Commission and HST calculatorBrokerage shares, 13% HST, salesperson splits and the seller's net.Mortgage payment calculatorSemi-annual compounding, every payment frequency and the balance at term.GDS and TDS calculatorDebt service ratios against the limits, and the largest mortgage.CMHC insurance calculatorMinimum down payment, loan-to-value and the premium.Closing adjustments calculatorProrate property tax, condo fees and rent by the day.Cap rate, NOI and value calculatorBuild net operating income, then value, cap rate and debt coverage.Commercial rent calculatorR/U factor, rent per square foot, additional rent and HST.Rent increase calculatorGuideline, notice and effective dates, N4 dates and deposit interest.Business day calculatorTrust deposit and condition deadlines, with Ontario holidays.Area converterSquare feet, square metres, acres, hectares and lot area.
Study tools
Frequently asked questions
Are these calculators accurate for a real transaction?
They use the published rates and the formulas the course teaches, and they show every step. For a real deal, the lawyer, lender or Landlord and Tenant Board has the final word.
Why does an exam prep site offer calculators?
Because the exams test this arithmetic, and checking your working against a calculator that shows every step is one of the fastest ways to find where a method goes wrong. See Ontario real estate exam math.
Do I need an account?
No. Every tool here is free and works without signing up.